General Assessment

    Variable(2018)
    Data
    Main constraints in the development of the housing finance sector Aging society, depopulation
    New developments that will have a major impact on the sectorQQE with a Negative Interest Rate and Yield Curve Control introduced by BOJ
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    Notes: 15% by law
    Notes: 1999 Servicer Law
    Notes: 1999 Servicer Law
    Notes: 1999 Servicer Law
    Notes: 1999 Servicer Law
    Notes: 1999 Servicer Law
    Notes: Centralized conduit in Japan is JHF.
    Notes: Exact data not available, however if product exists, it should be very small
    Notes: Exact data not available, however if product exists, it should be very small
    Notes: Exact data not available, however if product exists, it should be very small
    Notes: Exact data not available, however if product exists, it should be very small
    Notes: Exact data not available, however if product exists, it should be very small
    Notes: Exact data not available, however if product exists, it should be very small
    Notes: Exact data not available, however if product exists, it should be very small
    Notes: Exact data not available, however if product exists, it should be very small
    Notes: Exact data not available, however if product exists, it should be very small
    Notes: Exact data not available, however if product exists, it should be very small
    Notes: Exact data not available, however if product exists, it should be very small
    Notes: Exact data not available, however if product exists, it should be very small
    Notes: Exact data not available, however if product exists, it should be very small
    Notes: Exact data not available, however if product exists, it should be very small
    Notes: Exact data not available, however if product exists, it should be very small
    Notes: Exact data not available, however, if private mortgage insurers exist, their numbers should be very small
    Notes: Exact data not available, however, if private mortgage insurers exist, their numbers should be very small
    Notes: Exact data not available, however, if private mortgage insurers exist, their numbers should be very small
    Notes: Exact data not available, however, if private mortgage insurers exist, their numbers should be very small
    Notes: Exact data not available, however, if private mortgage insurers exist, their numbers should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Exact data not available, if it exists, it should be very small
    Notes: Existing Condominium Sales in Tokyo Metropolitan Area
    Notes: Existing Condominium Sales in Tokyo Metropolitan Area
    Notes: Existing Condominium Sales in Tokyo Metropolitan Area
    Notes: Existing Condominium Sales in Tokyo Metropolitan Area
    Notes: Existing Condominium Sales in Tokyo Metropolitan Area
    Notes: Existing Condominium Sales in Tokyo Metropolitan Area
    Notes: Existing Condominium Sales in Tokyo Metropolitan Area
    Notes: Existing Condominium Sales in Tokyo Metropolitan Area; Year-on-year change
    Notes: Existing condominium sales, 2017 yearly price; rounded to nearest 100
    Notes: Existing condominium sales; 2017 yearly price; rounded to nearest 100
    Notes: Existing condominium sales; rounded to nearest 100
    Notes: Existing condominium sales; rounded to nearest 100
    Notes: Existing condominium sales; rounded to nearest 100
    Notes: Existing condominium sales; rounded to nearest 100
    Notes: Existing condominium sales; rounded to nearest 100
    Notes: Existing condominium sales; rounded to nearest 100
    Notes: Existing condominium sales; rounded to nearest 100
    Notes: Fixed assets tax
    Notes: includes multifamily units. 132.30sq.mt for owner-occpied single detatched houses in 2008
    Notes: Income tax
    Notes: Japan Housing Finance Agency is a government - affiliated mortgage financial institution that issues MBS
    Notes: Japan Housing Finance Agency is a government - affiliated mortgage financial institution that issues MBS
    Notes: Japanese Fiscal Year (Apr-May)
    Notes: Japanese Fiscal Year (Apr-May)
    Notes: Japanese Fiscal Year (Apr-May)
    Notes: Japanese Fiscal Year (Apr-May)
    Notes: Japanese Fiscal Year (Apr-May)
    Notes: Japanese Fiscal Year (Apr-May)
    Notes: Japanese Fiscal Year (Apr-May)
    Notes: Japanese Fiscal Year (Apr-May)
    Notes: Japanese Fiscal Year (Apr-May)
    Notes: Japanese Fiscal Year (Apr-May)
    Notes: Japanese Fiscal Year (Apr-May)
    Notes: Japanese Fiscal Year (Apr-May)
    Notes: Japanese Fiscal Year (Apr-May)
    Notes: Japanese Fiscal Year (Apr-May)
    Notes: Japanese Fiscal Year (Apr-May); proportion of private bonds
    Notes: Japanese Fiscal Year (Apr-May); proportion of private bonds
    Notes: Japanese Fiscal Year (Apr-May); proportion of private bonds
    Notes: Japanese Fiscal Year (Apr-May); proportion of private bonds
    Notes: Japanese Fiscal Year (Apr-May); proportion of private bonds
    Notes: Japanese Fiscal Year (Apr-May); proportion of private bonds
    Notes: Japanese Fiscal Year (Apr-May); proportion of private bonds
    Notes: Japanese Fiscal Year (Apr-May); proportion of private bonds
    Notes: Japanese Fiscal Year (Apr-May); proportion of private bonds
    Notes: Japanese Fiscal Year (Apr-May); proportion of private bonds
    Notes: Japanese Fiscal Year (Apr-May); proportion of private bonds
    Notes: Japanese Fiscal Year (Apr-May); proportion of private bonds
    Notes: Japanese Fiscal Year (Apr-May); proportion of private bonds
    Notes: Japanese Fiscal Year (Apr-May); proportion of private bonds
    Notes: Japanese Fiscal Year (Apr-May); proportion of private bonds
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Matters which are not within jurisdiction of JHF
    Notes: Mortgage insurance is minimal. No statistics on guarantee.
    Notes: Mortgage interest subsidy by local government for those who build a house using certain amount of local timber
    Notes: New condominium sales, rounded to nearest 100
    Notes: New condominium sales, rounded to nearest 100
    Notes: New condominium sales, rounded to nearest 100
    Notes: New condominium sales; 2017 yearly price; rounded to nearest 100
    Notes: New condominium sales; 2017 yearly price; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: New condominium sales; rounded to nearest 100
    Notes: Real estate acquisition tax
    Notes: The value is -0.01%
    Notes: The value is -0.07%
    Notes: The value is -0.21%
    Notes: The value is -0.23%
    Notes: There are no minimum income thresholds
    Notes: There are no minimum income thresholds
    Notes: There are no minimum income thresholds
    Notes: There are no minimum income thresholds
    Notes: There are no minimum income thresholds. Even if the borrower’s income is low, he/she may have enough downpayment to meet DTI criteria. Nearly 1% of the borrower had income less than 2 million Yen.
    Notes: There is no FICO score in Japan.
    Notes: There is no FICO score in Japan.
    Notes: There is no FICO score in Japan.
    Notes: There is no FICO score in Japan.
    Notes: There is no FICO score in Japan.
    Notes: Under Deliberation
    Notes: Under Deliberation
    Notes: Under Deliberation
    Notes: Under Deliberation
    Notes: Under Deliberation
    Notes: Vast majority
    Notes: Vast majority
    Notes: Vast majority
    Notes: Vast majority
    Notes: Vast majority