General Assessment

Variable(2015)
Data
Main constraints in the development of the housing finance sector  
New developments that will have a major impact on the sector 
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Notes: BIESS constitutes a considerable portion of mortgage loans in Ecuador, but less than 10% when compared to the total housing loan portfolio which is dominated by commercial banks. It is a non-depository government-funded entity created in late 2009.
Notes: BIESS constitutes a considerable portion of mortgage loans in Ecuador, but less than 10% when compared to the total housing loan portfolio which is dominated by commercial banks. It is a non-depository government-funded entity created in late 2009.
Notes: BIESS constitutes a considerable portion of mortgage loans in Ecuador, but less than 10% when compared to the total housing loan portfolio which is dominated by commercial banks. It is a non-depository government-funded entity created in late 2009.
Notes: BIESS constitutes a considerable portion of mortgage loans in Ecuador, but less than 10% when compared to the total housing loan portfolio which is dominated by commercial banks. It is a non-depository government-funded entity created in late 2009.
Notes: BIESS constitutes a considerable portion of mortgage loans in Ecuador, but less than 10% when compared to the total housing loan portfolio which is dominated by commercial banks. It is a non-depository government-funded entity created in late 2009.
Notes: BIESS constitutes a considerable portion of mortgage loans in Ecuador, but less than 10% when compared to the total housing loan portfolio which is dominated by commercial banks. It is a non-depository government-funded entity created in late 2009.
Notes: Calculated as total mortgage loans outstanding in private sector plus total BIESS mortgage loans outstanding.
Notes: Calculated as total mortgage loans outstanding in private sector plus total BIESS mortgage loans outstanding.
Notes: Calculated as total mortgage loans outstanding in private sector plus total BIESS mortgage loans outstanding.
Notes: Calculated as total mortgage loans outstanding in private sector plus total BIESS mortgage loans outstanding.
Notes: The Housing Incentive System of Ecuador provides low and middle income families with one-time vouchers for home purchase, construction and home improvements.
Notes: The Housing Incentive System of Ecuador provides low and middle income families with one-time vouchers for home purchase, construction and home improvements.
Notes: The Housing Incentive System of Ecuador provides low and middle income families with one-time vouchers for home purchase, construction and home improvements.
Notes: The Housing Incentive System of Ecuador provides low and middle income families with one-time vouchers for home purchase, construction and home improvements.
Notes: The Housing Incentive System of Ecuador provides low and middle income families with one-time vouchers for home purchase, construction and home improvements.
Notes: The Housing Incentive System of Ecuador provides low and middle income families with one-time vouchers for home purchase, construction and home improvements.
Notes: While BIESS offers other general banking services including payday loans and a small amount of investment banking services, its primary goal and objective is to provide housing finance to the people of Ecuador.
Notes: While BIESS offers other general banking services including payday loans and a small amount of investment banking services, its primary goal and objective is to provide housing finance to the people of Ecuador.
Notes: While BIESS offers other general banking services including payday loans and a small amount of investment banking services, its primary goal and objective is to provide housing finance to the people of Ecuador.
Notes: While BIESS offers other general banking services including payday loans and a small amount of investment banking services, its primary goal and objective is to provide housing finance to the people of Ecuador.
Notes: While BIESS offers other general banking services including payday loans and a small amount of investment banking services, its primary goal and objective is to provide housing finance to the people of Ecuador.
Notes: While BIESS offers other general banking services including payday loans and a small amount of investment banking services, its primary goal and objective is to provide housing finance to the people of Ecuador.
Notes: While BIESS offers other general banking services including payday loans and a small amount of investment banking services, its primary goal and objective is to provide housing finance to the people of Ecuador.
Notes: While BIESS offers other general banking services including payday loans and a small amount of investment banking services, its primary goal and objective is to provide housing finance to the people of Ecuador.