South Africa


The Housing Finance Sector data for South Africa extends back to 2008. Please click on the Research Center tab above to access data for previous years not shown.

South Africa: Statistical Data At-A-Glance
IndicatorDataYearSource
Total population56.72 million2017WDI
Urban population (% of total)65.78% of total2017WDI
GDP, current prices (U.S. dollars)349,299 USD (millions)2017WEO
GDP based on PPP per capita GDP (Current international dollar)13,544.6 USD 2017WEO
Inflation, end of period consumer prices (Percent change)4.72%2017WEO
Average bank deposit rate7.25%2017IFS
Lending rate10.38%2017IFS
Owner-occupied units62.3% of total2017GHS 2017
Total amount of home mortgage loans outstanding at the end of year in millions of USD:74,844.83 USD (millions)2017South African Reserve Bank
Total amount of home mortgage loans outstanding at the end of year as % of GDP (current)21.43%2017South African Reserve Bank and WEO
Total # of home mortgage loans outstanding at the end of year1,725.1 thousand2017National Credit Regulator
Typical LTV at originationNot available2013
Typical pmt-to-income ratio (HH income)Not available2014
Retail funding (deposits/other)secondary2017Country Editor
Wholesale funding: loans from other banks or corporationsprimary2017Country Editor
Funding through securitization of mortgagestertiary2017Country Editor
Typical number of days needed for the transfer of title232017WDI

About the Editor

Centre for Affordable Housing Finance in Africa (CAHF)
Contact
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The Center for Affordable Housing Finance in Africa is a not-for-profit company with a mission to make Africa's housing finance markets work, with special attention on access to housing finance for the poor. We pursue this mission through the dissemination of research and market intelligence, supporting cross-sector collaborations and a market-based approach. The overall goal is to see an increase of investment in affordable housing and housing finance throughout Africa: more players and better products, with a specific focus on the poor. Our work covers four main areas: (1) understanding housing markets, (2) monitoring housing sector performance, (3) exploring innovation in housing finance, and (4) supporting housing finance market development. Since its formation, the CAHF has come to be known as the most comprehensive and up to date source of information on housing finance in Africa. Our work is available on our website: www.housingfinanceafrica.org.