The Housing Finance Sector data for South Africa extends back to 2008. Please click on the Research Center tab above to access data for previous years not shown.
Indicator | Data | Year | Source |
---|---|---|---|
Total population | 56.72 million | 2017 | WDI |
Urban population (% of total) | 65.78% of total | 2017 | WDI |
GDP, current prices (U.S. dollars) | 349,299 USD (millions) | 2017 | WEO |
GDP based on PPP per capita GDP (Current international dollar) | 13,544.6 USD | 2017 | WEO |
Inflation, end of period consumer prices (Percent change) | 4.72% | 2017 | WEO |
Average bank deposit rate | 7.25% | 2017 | IFS |
Lending rate | 10.38% | 2017 | IFS |
Owner-occupied units | 62.3% of total | 2017 | GHS 2017 |
Total amount of home mortgage loans outstanding at the end of year in millions of USD: | 74,844.83 USD (millions) | 2017 | South African Reserve Bank |
Total amount of home mortgage loans outstanding at the end of year as % of GDP (current) | 21.43% | 2017 | South African Reserve Bank and WEO |
Total # of home mortgage loans outstanding at the end of year | 1,725.1 thousand | 2017 | National Credit Regulator |
Typical LTV at origination | Not available | 2013 | |
Typical pmt-to-income ratio (HH income) | Not available | 2014 | |
Retail funding (deposits/other) | secondary | 2017 | Country Editor |
Wholesale funding: loans from other banks or corporations | primary | 2017 | Country Editor |
Funding through securitization of mortgages | tertiary | 2017 | Country Editor |
Typical number of days needed for the transfer of title | 23 | 2017 | WDI |
The Center for Affordable Housing Finance in Africa is a not-for-profit company with a mission to make Africa's housing finance markets work, with special attention on access to housing finance for the poor. We pursue this mission through the dissemination of research and market intelligence, supporting cross-sector collaborations and a market-based approach. The overall goal is to see an increase of investment in affordable housing and housing finance throughout Africa: more players and better products, with a specific focus on the poor. Our work covers four main areas: (1) understanding housing markets, (2) monitoring housing sector performance, (3) exploring innovation in housing finance, and (4) supporting housing finance market development. Since its formation, the CAHF has come to be known as the most comprehensive and up to date source of information on housing finance in Africa. Our work is available on our website: www.housingfinanceafrica.org.
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