The Housing Finance Sector data for Spain extends back to 2002. Please click on the Research Center tab above to access data for previous years not shown.
Indicator | Data | Year | Source |
---|---|---|---|
Total population | 46.72 million | 2018 | WDI |
Urban population (% of total) | 80.32% of total | 2018 | WDI |
GDP, current prices (U.S. dollars) | 1,437,047 USD (millions) | 2018 | WEO |
GDP based on PPP per capita GDP (Current international dollar) | 40,371.22 USD | 2018 | WEO |
Inflation, end of period consumer prices (Percent change) | 2.17% | 2018 | WEO |
Average bank deposit rate | .1% | 2018 | Bank of Spain |
Lending rate | 4.2% | 2016 | IFS |
Owner-occupied units | 76.74% of total | 2018 | National Institute of Statistics |
Total amount of home mortgage loans outstanding at the end of year in millions of USD: | 564,144.6 USD (millions) | 2018 | Bank of Spain |
Total amount of home mortgage loans outstanding at the end of year as % of GDP (current) | 40.83% | 2018 | Bank of Spain |
Total # of home mortgage loans outstanding at the end of year | Not available | 2017 | |
Typical LTV at origination | 80 | 2018 | Country Editor |
Retail funding (deposits/other) | primary | 2018 | Country Editor, IMF |
Funding through mortgage bonds | secondary | 2018 | Country Editor |
Funding through securitization of mortgages | tertiary | 2018 | Country Editor |
Typical number of days needed for the transfer of title | 13 | 2018 | WDI |
The Spanish
Mortgage Association (Asociación Hipotecaria Española, AHE) is an
organisation made up of banks, savings banks, cooperatives and credit
financial institutions which have a major presence on the mortgage
market. The members of the Association hold approximately 80% of the
mortgage loan market. The Association also provides a source of statistical information,
which it updates regularly, on subjects related to the mortgage market,
including interest rates and reference indexes, and also credit
operations and issues of deeds. Its aim in this respect is to provide
more in-depth knowledge of this market.
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