Estonia


The Housing Finance Sector data for Estonia extends back to 2004. Please click on the Research Center tab above to access data for previous years not shown.

Estonia: Statistical Data At-A-Glance
IndicatorDataYearSource
Total population1.32 million2017WDI
Urban population (% of total)67.42% of total2017WDI
GDP, current prices (U.S. dollars)25,973 USD (millions)2017WEO
GDP based on PPP per capita GDP (Current international dollar)31,749.52 USD 2017WEO
Inflation, end of period consumer prices (Percent change)3.76%2017WEO
Average bank deposit rate.39%2016IFS
Lending rate4.23%2016IFS
Owner-occupied units81.8% of total2017Eurostat
Total amount of home mortgage loans outstanding at the end of year in millions of USD:8,523.07 USD (millions)2017Bank of Estonia
Total amount of home mortgage loans outstanding at the end of year as % of GDP (current)32.82%2017Bank of Estonia
Total # of home mortgage loans outstanding at the end of year175.38 thousand2017Bank of Estonia
Typical LTV at origination852017Various commercial banks
Typical pmt-to-income ratio (HH income)40%2012Swedbank, SEB, Nordea Bank
Retail funding (deposits/other)primary2017Bank of Estonia
Wholesale funding: loans from other banks or corporationsprimary2005OECD (2005)
Funding through mortgage bonds secondary2017Bank of Estonia
Typical number of days needed for the transfer of title17.52017Doing Business