Notes: % of households

Notes: % of households

Notes: % of households

Notes: % of households

Notes: % of households

Notes: % of households

Notes: % of households

Notes: % of households

Notes: % of households

Notes: % of households

Notes: 50% for Kathmandu Valley

Notes: As of mid-December

Notes: As of mid-December

Notes: As of mid-December

Notes: As of mid-December

Notes: As of mid-December

Notes: As of mid-December

Notes: As of mid-December

Notes: As of mid-December

Notes: As of mid-December

Notes: As of mid-December

Notes: As of mid-December

Notes: As of mid-December

Notes: As of mid-December

Notes: As of mid-December

Notes: As of mid-December

Notes: As of mid-December

Notes: Basobas Mahila Sahakari Sanstha (Settlement Women Cooperative) offers collateral-free housing loans

Notes: Capital gains realized from selling real property that is not used in business are taxed at a flat rate of 10%.

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit Information Bureau

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Credit reports only to members, central bank or to any institutes as recommended by the Central Bank

Notes: Development banks

Notes: Development banks

Notes: Development banks

Notes: Development banks

Notes: Development banks

Notes: Development banks

Notes: Development banks

Notes: Development banks

Notes: Excludes MFIs

Notes: Excludes MFIs

Notes: Excludes MFIs

Notes: Excludes MFIs

Notes: Excludes MFIs

Notes: Excludes MFIs

Notes: Excludes MFIs

Notes: Excludes MFIs

Notes: Finance companies

Notes: Finance Companies

Notes: Finance Companies

Notes: Finance Companies

Notes: Finance Companies

Notes: Finance Companies

Notes: Finance Companies

Notes: Finance companies

Notes: In 2016, NRB offered a subsidized 2% rate for house reconstruction on loans up to Rs. 2.5 million inside Kathmandu, Rs. 1.5 million outside, and Rs. 300,000 under group guaranteed microcredits.

Notes: In 2016, NRB offered a subsidized 2% rate for house reconstruction on loans up to Rs. 2.5 million inside Kathmandu, Rs. 1.5 million outside, and Rs. 300,000 under group guaranteed microcredits.

Notes: In 2016, NRB offered a subsidized 2% rate for house reconstruction on loans up to Rs. 2.5 million inside Kathmandu, Rs. 1.5 million outside, and Rs. 300,000 under group guaranteed microcredits. This program was ended in October 2018 and replaced with the Integrated Working Procedure for Subsidised Credit which provides concessional loans of up to Rs. 300,000 at a 5% rate covered by the government.

Notes: In 2016, NRB provided a refinance facility at 0% interest rate for subsidized loans extended to earthquake victims. The loan offer ended in October 2018.

Notes: In 2016, NRB provided a refinance facility at 0% interest rate for subsidized loans extended to earthquake victims. The loan offer ended in October 2018.

Notes: In 2016, NRB provided a refinance facility at 0% interest rate for subsidized loans extended to earthquake victims. The loan offer ended in October 2018.

Notes: In 2016, NRB provided a refinance facility at 0% interest rate for subsidized loans extended to earthquake victims. This program ended in October 2018.

Notes: In 2016, NRB provided a refinance facility at 0% interest rate for subsidized loans extended to earthquake victims. This program ended in October 2018.

Notes: In 2016, NRB provided a refinance facility at 0% interest rate for subsidized loans extended to earthquake victims. This program ended in October 2018.

Notes: Max value of housing loan is Rs.10 million (~USD100,000)

Notes: Max value of housing loan is Rs.10 million (~USD105,000)

Notes: Max value of housing loan is Rs.10 million (~USD95,000)

Notes: Max value of housing loan is Rs.10 million (~USD95,000)

Notes: Max value of housing loan is Rs.10 million (~USD95,000)

Notes: Max value of housing loan is Rs.15 million (~USD135,000)

Notes: Max value of housing loan is Rs.6 million (~USD80,000)

Notes: Max value of housing loan is Rs.8 million (~USD95,000)

Notes: Nepal Bank, Rastriya Banijya Bank, and Agriculture Development Bank are state-owned commercial banks.

Notes: Rent-free occupancy; % of households

Notes: Rent-free occupancy; % of households

Notes: Rent-free occupancy; % of households

Notes: Rent-free occupancy; % of households

Notes: Rent-free occupancy; % of households

Notes: Squatting or other form of occupancy; % of households

Notes: Squatting or other form of occupancy; % of households

Notes: Squatting or other form of occupancy; % of households

Notes: Squatting or other form of occupancy; % of households

Notes: Squatting or other form of occupancy; % of households

Notes: Urban house and land tax ranges from 0.05% to 1.5% annually