General Assessment

    Variable(2018)
    Data
    Main constraints in the development of the housing finance sector  
    New developments that will have a major impact on the sector 
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    Notes: 2010=100
    Notes: 2010=100
    Notes: Banks include BNF, Vision Banco.
    Notes: Banks include BNF, Vision Banco.
    Notes: Banks include BNF, Vision Banco.
    Notes: Banks include BNF, Vision Banco.
    Notes: Banks include BNF, Vision Banco.
    Notes: Calculated as % of households, not housing units, without electricity.
    Notes: Calculated as % of households, not housing units, without electricity.
    Notes: Calculated as % of households, not housing units, without electricity.
    Notes: Calculated as % of households, not housing units, without electricity.
    Notes: Capital gains tax on non-residents of 30%. Tax base of property typically around 50% of property value.
    Notes: Capital gains tax on non-residents of 30%. Tax base of property typically around 50% of property value.
    Notes: Capital gains tax on non-residents of 30%. Tax base of property typically around 50% of property value.
    Notes: Financieras - small-scale financial institutions.
    Notes: Financieras - small-scale financial institutions.
    Notes: Financieras - small-scale financial institutions.
    Notes: Financieras - small-scale financial institutions.
    Notes: Financieras - small-scale financial institutions.
    Notes: Financieras - small-scale financial institutions.
    Notes: Financieras - small-scale financial institutions.
    Notes: Financieras - small-scale financial institutions.
    Notes: Financieras - small-scale financial institutions.
    Notes: Financieras - small-scale financial institutions.
    Notes: Financieras - small-scale financial institutions.
    Notes: Financieras - small-scale financial institutions.
    Notes: Financieras - small-scale financial institutions.
    Notes: Financieras - small-scale financial institutions.
    Notes: Financieras - small-scale financial institutions.
    Notes: Impuesto al Valor Agregado. 1.5% of Sales Price.
    Notes: Impuesto al Valor Agregado. 1.5% of Sales Price.
    Notes: Impuesto al Valor Agregado. 1.5% of Sales Price.
    Notes: Impuesto al Valor Agregado. 1.5% of Sales Price.
    Notes: Impuesto al Valor Agregado. 1.5% of Sales Price.
    Notes: Impuesto al Valor Agregado. 1.5% of Sales Price.
    Notes: IRP. 8% to 10% applied to the lesser of 30% of the sales price and the difference between the sales and purchase prices.
    Notes: IRP. 8% to 10% applied to the lesser of 30% of the sales price and the difference between the sales and purchase prices.
    Notes: IRP. 8% to 10% applied to the lesser of 30% of the sales price and the difference between the sales and purchase prices.
    Notes: National Percentage
    Notes: Private credit bureau - Informconf and public credit bureau - CRC.
    Notes: Private credit bureau - Informconf and public credit bureau - CRC.
    Notes: Private credit bureau - Informconf and public credit bureau - CRC.
    Notes: Private credit bureau - Informconf and public credit bureau - CRC.
    Notes: Private credit bureau - Informconf and public credit bureau - CRC.
    Notes: Public financing by Financial Agency for Development (AFD) indirectly through financial institutions, and directly to debtors by Banco Nacional de Fomento
    Notes: Public financing by Financial Agency for Development (AFD) indirectly through financial institutions, and directly to debtors by Banco Nacional de Fomento
    Notes: Public financing by Financial Agency for Development (AFD) indirectly through financial institutions, and directly to debtors by Banco Nacional de Fomento
    Notes: Public financing by Financial Agency for Development (AFD) indirectly through financial institutions, and directly to debtors by Banco Nacional de Fomento
    Notes: Public financing by Financial Agency for Development (AFD) indirectly through financial institutions, and directly to debtors by Banco Nacional de Fomento
    Notes: Public financing by Financial Agency for Development (AFD) indirectly through financial institutions, and directly to debtors by Banco Nacional de Fomento
    Notes: Public financing by Financial Agency for Development (AFD) indirectly through financial institutions, and directly to debtors by Banco Nacional de Fomento
    Notes: Tax of 1% levied on cadastral value of property as determined by the national cadastre service (based on market prices).
    Notes: Tax of 1% levied on cadastral value of property as determined by the national cadastre service (based on market prices).
    Notes: Tax of 1% levied on cadastral value of property as determined by the national cadastre service (based on market prices).
    Notes: Tax of 1% levied on cadastral value of property as determined by the national cadastre service (based on market prices).
    Notes: Tax of 1% levied on cadastral value of property as determined by the national cadastre service (based on market prices).
    Notes: Tax of 1% levied on cadastral value of property as determined by the national cadastre service (based on market prices).
    Notes: The IDB has provided a loan of $30 million to finance a home and neighborhood improvement program. Serves as very small source of outside funding compared to deposits.