Notes: as a % of all MORTGAGE credits originated in calendar year (gross lending)
Notes: as a % of all MORTGAGE credits originated in calendar year (gross lending)
Notes: In terms of outstanding mortgage lending.
Notes: In terms of outstanding mortgage lending.
Notes: In terms of outstanding mortgage lending.
Notes: In terms of outstanding mortgage lending.
Notes: In terms of outstanding mortgage lending.
Notes: In terms of outstanding mortgage lending.
Notes: In terms of outstanding mortgage lending.
Notes: In terms of outstanding mortgage lending.
Notes: market shares as % NEW loans. Data refers to initial fixed rate >= 10 years
Notes: market shares as % NEW loans. Data refers to initial fixed rate >= 10 years
Notes: market shares as % NEW loans. Data refers to initial fixed rate >= 10 years
Notes: Not frequently used
Notes: Not frequently used
Notes: Not frequently used
Notes: Not frequently used
Notes: Not frequently used.
Notes: Not frequently used.
Notes: Not frequently used.
Notes: Not frequently used.
Notes: The data refers to the total number of credit institutions but there is not available data of the number of which originating and funding mortgage loans. A) Deposit-taking institutions:
286
of which, Spanish companies:
198
B) Specialised credit institutions:
75
TOTAL CREDIT INSTITUTIONS (A+B):
362
Notes: -0.16
Notes: -0.34
Notes: -0.38
Notes: Annual average
Notes: Annual average
Notes: Annual average
Notes: Annual average
Notes: Annual average
Notes: Annual average
Notes: Annual average
Notes: Annual average
Notes: Annual average
Notes: Annual average
Notes: Annual average
Notes: Annual average
Notes: Annual average
Notes: Annual average
Notes: Annual average
Notes: Annual average
Notes: as a % of all MORTGAGE credits originated in calendar year (gross lending)
Notes: as a % of all MORTGAGE credits originated in calendar year (gross lending)
Notes: as a % of all MORTGAGE credits originated in calendar year (gross lending)
Notes: Assistance under the State Housing Plan 2018-2021 is currently in place for young people under 35 with income under 3 IPREM willing to purchase a home in a municipality with less than 5,000 inhabitants, thus addressing the issue of rural depopulation. The amount granted shall not exceed 10,800 euros per dwelling, limited to 20% of the purchase price of the home.
Notes: Assistance under the State Housing Plan 2018-2021 is currently in place for young people under 35 with income under 3 IPREM. Applicants can benefit from a maximum reduction of 50% in the monthly rent, depending on the geographical area
Notes: Building Price Index for new developments
Notes: Building Price Index for new developments
Notes: Building Price Index for new developments
Notes: Building Price Index for new developments
Notes: Building Price Index for new developments
Notes: Building Price Index for new developments
Notes: Building Price Index for new developments
Notes: Building Price Index for new developments
Notes: Building Price Index for new developments
Notes: Building Price Index for new developments
Notes: Building Price Index for new developments
Notes: Building Price Index for new developments
Notes: Building Price Index for new developments
Notes: Building Price Index for new developments
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: Figure exclusively includes credits granted for house purchase or ownership purposes.
Notes: In 2013 the tax deductibility for primary residence buyers ended. Nevertheless, those taxpayers who were deducting part of the expenses ascribed to the purchase and financing of their main residence prior to the date of suspension took effect, remain entitled to a tax deduction.
Notes: In 2013 the tax deductibility for primary residence buyers ended. Nevertheless, those taxpayers who were deducting part of the expenses ascribed to the purchase and financing of their main residence prior to the date of suspension took effect, remain entitled to a tax deduction.
Notes: In 2013 the tax deductibility for primary residence buyers ended. Nevertheless, those taxpayers who were deducting part of the expenses ascribed to the purchase and financing of their main residence prior to the date of suspension took effect, remain entitled to a tax deduction.
Notes: In 2013 the tax deductibility for primary residence buyers ended. Nevertheless, those taxpayers who were deducting part of the expenses ascribed to the purchase and financing of their main residence prior to the date of suspension took effect, remain entitled to a tax deduction.
Notes: In 2013 the tax deductibility for primary residence buyers ended. Nevertheless, those taxpayers who were deducting part of the expenses ascribed to the purchase and financing of their main residence prior to the date of suspension took effect, remain entitled to a tax deduction.
Notes: In terms of outstanding mortgage lending.
Notes: In terms of outstanding mortgage lending.
Notes: Initial Fix 5 < years <= 10,
Initial Fix 1< year <= 5 is 2.9%
Notes: Initial Fix 5 < years <= 10,
Initial Fix 1< year <= 5 is 3.7%
Notes: Initial Fix 5 < years <= 10,
Initial Fix 1< year <= 5 is 3.8%
Notes: Initial Fix 5 < years <= 10,
Initial Fix 1< year <= 5 is 5.4%
Notes: Initial Fix 5 < years <= 10,
Initial Fix 1< year <= 5 is 5.9%
Notes: Lenders are obligated to publish relevant data in their annual accounts
Notes: Lenders are obligated to publish relevant data in their annual accounts
Notes: Lenders are obligated to publish relevant data in their annual accounts
Notes: Lenders are obligated to publish relevant data in their annual accounts
Notes: Lenders are obligated to publish relevant data in their annual accounts
Notes: market shares as % NEW loans. Data refers to initial fixed rate >= 10 years
Notes: market shares as % NEW loans. Data refers to initial fixed rate >= 10 years
Notes: market shares as % NEW loans. Data refers to initial fixed rate >= 10 years
Notes: market shares as % NEW loans. Data refers to initial fixed rate >= 10 years
Notes: market shares as % NEW loans. Data refers to initial fixed rate >= 10 years
Notes: market shares as % NEW loans. Data refers to initial fixed rate >= 10 years
Notes: market shares as % NEW loans. Data refers to initial fixed rate >= 10 years
Notes: market shares as % NEW loans. Data refers to initial fixed rate >= 10 years
Notes: market shares as % NEW loans. Data refers to initial fixed rate >= 10 years
Notes: Most lenders use credit scoring but there is no official data.
Notes: Most lenders use credit scoring but there is no official data.
Notes: Most lenders use credit scoring but there is no official data.
Notes: Most lenders use credit scoring but there is no official data.
Notes: Most lenders use credit scoring but there is no official data.
Notes: National figures
Notes: National figures
Notes: National figures
Notes: National figures
Notes: National figures
Notes: National figures
Notes: National figures
Notes: National figures
Notes: National figures
Notes: National figures
Notes: National figures
Notes: National figures
Notes: National figures
Notes: National figures
Notes: National figures
Notes: National figures
Notes: National figures
Notes: National figures
Notes: National figures
Notes: nominal prices
Notes: nominal prices
Notes: nominal prices
Notes: nominal prices
Notes: nominal prices
Notes: not anymore (since Jan 2013)
Notes: Not anymore since January 2013
Notes: Not frequently used
Notes: Not frequently used.
Notes: Only for loans used as central bank collateral
Notes: Only for loans used as central bank collateral
Notes: Only for loans used as central bank collateral
Notes: Public and Private
Notes: Public and Private
Notes: Public and Private
Notes: Public and Private
Notes: Public and Private
Notes: Public and Private
Notes: Public and Private
Notes: Rented below market price
Notes: Rented below market price
Notes: Rented below market price
Notes: Rented below market price
Notes: Rented below market price
Notes: Residential mortgages the maximum LTV allowed is 80%. The
new Mortgage Regulation approved in December 2007 allows
for LTVs for residential loans of between 80% and 95%, provided
that the loans carry mortgage insurance cover for the
excess over the 80% threshold.
Notes: Residential mortgages the maximum LTV allowed is 80%. The
new Mortgage Regulation approved in December 2007 allows
for LTVs for residential loans of between 80% and 95%, provided
that the loans carry mortgage insurance cover for the
excess over the 80% threshold.
Notes: Residential mortgages the maximum LTV allowed is 80%. The
new Mortgage Regulation approved in December 2007 allows
for LTVs for residential loans of between 80% and 95%, provided
that the loans carry mortgage insurance cover for the
excess over the 80% threshold.
Notes: Residential mortgages the maximum LTV allowed is 80%. The
new Mortgage Regulation approved in December 2007 allows
for LTVs for residential loans of between 80% and 95%, provided
that the loans carry mortgage insurance cover for the
excess over the 80% threshold.
Notes: Residential mortgages the maximum LTV allowed is 80%. The
new Mortgage Regulation approved in December 2007 allows
for LTVs for residential loans of between 80% and 95%, provided
that the loans carry mortgage insurance cover for the
excess over the 80% threshold.
Notes: short and medium term fixed (1-10y rate fixation)
Notes: short and medium term fixed (1-10y rate fixation)
Notes: short and medium term fixed (1-10y rate fixation)
Notes: short and medium term fixed (1-10y rate fixation)
Notes: short and medium term fixed (1-10y rate fixation)
Notes: short and medium term fixed (1-10y rate fixation)
Notes: short and medium term fixed (1-10y rate fixation)
Notes: short and medium term fixed (1-10y rate fixation)
Notes: short and medium term fixed (1-10y rate fixation)
Notes: short and medium term fixed (1-10y rate fixation)
Notes: short and medium term fixed (1-10y rate fixation)
Notes: short and medium term fixed (1-10y rate fixation)
Notes: The data refers to the total number of credit institutions but there is not available data of the number of which originating and funding mortgage loans.
A) Deposit-taking institutions: 275 of which, Spanish companies:189
B) Specialized credit institutions: 59
TOTAL CREDIT INSTITUTIONS (A+B): 335
Notes: The data refers to the total number of credit institutions but there is not available data of the number of which originating and funding mortgage loans. A) Deposit-taking institutions:
280
of which, Spanish companies:
201
B) Specialised credit institutions:
76
TOTAL CREDIT INSTITUTIONS (A+B):
357
Notes: The data refers to the total number of credit institutions but there is not available data of the number of which originating and funding mortgage loans.
A) Deposit-taking institutions:
276
of which, Spanish companies:
188
B) Specialized credit institutions:
59
TOTAL CREDIT INSTITUTIONS (A+B):
337
Notes: The data refers to the total number of credit institutions but there is not available data of the number of which originating and funding mortgage loans.
A) Deposit-taking institutions:
280
of which, Spanish companies:
192
B) Specialised credit institutions:
70
TOTAL CREDIT INSTITUTIONS (A+B):
352
Notes: The legal maximum applies only to loans used as Central Bank collateral
Notes: The legal maximum applies only to loans used as Central Bank collateral
Notes: The legal maximum applies only to loans used as Central Bank collateral
Notes: variable rate - up to 1y rate fixation
Notes: variable rate - up to 1y rate fixation
Notes: variable rate - up to 1y rate fixation
Notes: variable rate - up to 1y rate fixation
Notes: variable rate - up to 1y rate fixation
Notes: variable rate - up to 1y rate fixation
Notes: variable rate - up to 1y rate fixation
Notes: variable rate - up to 1y rate fixation
Notes: variable rate - up to 1y rate fixation
Notes: variable rate - up to 1y rate fixation
Notes: variable rate - up to 1y rate fixation
Notes: variable rate - up to 1y rate fixation
Notes: Variable, less than equal to 1 year
Notes: Variable, less than equal to 1 year
Notes: Variable, less than equal to 1 year
Notes: Variable, less than equal to 1 year
Notes: Variable, less than equal to 1 year