General Assessment

    Variable(2018)
    Data
    Main constraints in the development of the housing finance sector  
    New developments that will have a major impact on the sector 
    back to top | Country Data:
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: % change in average house price
    Notes: % change in average house price
    Notes: % change in average house price
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 2010=100
    Notes: 80% for loans issued with up to 30 years maturity and 10 years interest-only period and 70% for loans with an unlimited maturity and interest-only period. From July 2009 the limit rises to 75%.
    Notes: 80% for loans issued with up to 30 years maturity and 10 years interest-only period, 70% for loans with unlimited maturity and interest-only period. From July 2009, the limit rises to 75%
    Notes: 80% for loans issued with up to 30 years maturity and 10 years interest-only period, 70% for loans with unlimited maturity and interest-only period. From July 2009, the limit rises to 75%
    Notes: 80% LTV for residential properties
    Notes: 80% LTV for residential properties
    Notes: 99% of the Market
    Notes: A mortgage loan is declared in default after 3½ months of non-payment, and then forced sale procedures are initiated.
    Notes: A mortgage loan is declared in default after 3½ months of non-payment, and then forced sale procedures are initiated.
    Notes: Actual value is -0.13
    Notes: Actual value is -0.20
    Notes: Actual value is -0.29
    Notes: Actual value is -0.30
    Notes: Average price, not median price
    Notes: Average price, not median price
    Notes: Average price, not median price
    Notes: Average price, not median price
    Notes: Average price, not median price
    Notes: Average price, not median price
    Notes: Average price, not median price
    Notes: Average price, not median price
    Notes: Average price, not median price
    Notes: Average price, not median price
    Notes: Average price, not median price
    Notes: Average price, not median price
    Notes: Average price, not median price
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Base Year = 2010
    Notes: Calculated from interest accrued on krone-denominated loan accounts divided by average loan balance in the quarter. † Prior to 2002, other depository corporations' lending rates were based on information collected by the Danish Financial Supervisory Authority. Since then, Denmark's Nationalbank has been responsible for collecting these data and a number of methodological changes were introduced. These include a reduction in the number of reporters from 98 to 23 other depository corporations, and a refocusing of the data on other depository corporations' domestic lending operations. † Prior to second quarter of 1993, calculated from interest accrued on both krone- and foreign currency-denominated loan accounts divided by average loan balance (including nonperforming loans from 1991) in the quarter. † Prior to 1990, weighted average rates on overdrafts.
    Notes: Covered bonds secured by the mortgage.
    Notes: Danish government and financial supervisory authority
    Notes: Danish government and financial supervisory authority
    Notes: Government
    Notes: Government
    Notes: Government
    Notes: More than 40% of low-income households acknowledge receiving a housing allowance
    Notes: Mortgage Banks
    Notes: Mortgage Banks
    Notes: Mortgage Banks
    Notes: Mortgage Banks
    Notes: Mortgage Banks
    Notes: National figure, includes non-urban areas
    Notes: National figure, includes non-urban areas
    Notes: National rate, includes non-urban areas
    Notes: National rate, includes non-urban areas
    Notes: National rate, includes non-urban areas
    Notes: National rate, includes non-urban areas
    Notes: Net Domestic Credit
    Notes: Net Domestic Credit
    Notes: Net Domestic Credit
    Notes: Net Domestic Credit
    Notes: Net Domestic Credit
    Notes: Net Domestic Credit
    Notes: Net Domestic Credit
    Notes: Net Domestic Credit
    Notes: Net Domestic Credit
    Notes: Net Domestic Credit
    Notes: Net Domestic Credit
    Notes: Net Domestic Credit
    Notes: Net Domestic Credit
    Notes: Regulated subject to the Financial Business Act, Mortgage-Credit Loans and Mortgage-Credit Bonds Act
    Notes: Regulated subject to the general Financial Business Act; specific Mortgage-Credit Loans and Mortgage-Credit Bonds Act
    Notes: Retail Banks
    Notes: Retail Banks
    Notes: Retail Banks
    Notes: Retail Banks
    Notes: The central government provides on-lending and government guarantees to a number of government-owned companies
    Notes: View the Mortgage Credit Act for further information
    Notes: View the Mortgage Credit Act for further information
    Notes: View the Mortgage Credit Act for further information
    Notes: View the Mortgage Credit Act for further information
    Notes: View the Mortgage Credit Act for further information
    Notes: View the Mortgage Credit Act for further information
    Notes: View the Mortgage Credit Act for further information
    Notes: View the Mortgage Credit Act for further information
    Notes: View the Mortgage Credit Act for further information
    Notes: View the Mortgage Credit Act for further information
    Notes: View the Mortgage Credit Act for further information
    Notes: View the Mortgage Credit Act for further information
    Notes: View the Mortgage Credit Act for further information
    Notes: View the Mortgage Credit Act for further information
    Notes: View the Mortgage Credit Act for further information
    Notes: View the Mortgage Credit Act for further information
    Notes: View the Mortgage Credit Act for further information