HOFINET | Housing Finance Information Network

2014 Yearbook - Housing Finance in Africa

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Abstract

This is the fifth edition of the Housing Finance in Africa yearbook. Since last year, we have added three country profiles bringing the total to 43 country profiles and four regional profiles. We have again sought out new data sources, and rethought our approach to the affordability triangles. We have been monitoring the news so that this yearbook reflects the mood and temperature of housing finance markets on the African continent in 2014. The Yearbook is intended to provide housing finance practitioners, investors, researchers and government officials with a current update of practice and developments in housing finance in Africa, reflecting the dynamic change and growth evident in the market. It is hoped that it will also highlight the opportunities available for new initiatives, and help practitioners find one another as they strive to participate in the sector. While the general aim of the Yearbook is to offer a broad overview of housing finance and housing development in Africa, special emphasis is placed on the key challenge of housing affordability, and the critical need for housing products and finance that are explicitly targeted at the income profiles of the majority. This has been a desktop study. Using the CAHF’s research as baseline material, further information on more recent developments was accessed from media reports, journal articles and practitioner websites. In some cases, material was shared with in-country practitioners. Of course, the yearbook is not comprehensive, neither in the scope of countries covered nor the data provided. It is intended as an introduction, with the hopes that the detail provided will whet the appetite for more. The CAHF invites readers to provide comment and share their experiences on what they are doing in housing finance in Africa.

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