Review of Options Available for Underwater Borrowers and Principal Forgiveness

US Federal Housing Finance Agency

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Date Published 2012
Primary Author US Federal Housing Finance Agency
Other Authors
Country United States


Since principal forgiveness is associated with providing assistance to underwater borrowers, this paper begins with a review of the scope of the underwater borrower problem. It then describes the Enterprises’ efforts related to underwater borrowers and summarizes the Federal Housing Finance Agency’s (FHFA) analysis of principal forgiveness.

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