A Pragmatic Plan for Housing Finance Reform (Executive Summary)

Urban Institute, Moody's Analytics, Milken Institute

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Date Published 2013
Primary Author Ellen Seidman
Other Authors Phillip Swagel, Sarah Wartell, and Mark Zandi
Country United States


This paper proposes a pragmatic reform of the housing finance system. It lays out a vision for the new system, a transition path away from the current conservatorship of Fannie Mae and Freddie Mac, and the policy actions necessary to arrive at the new system.

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