Ghana


The Housing Finance Sector data for Ghana extends back to 2007. Please click on the Research Center tab above to access data for previous years not shown.

Ghana: Statistical Data At-A-Glance
IndicatorDataYearSource
Total population26.42 million2014WDI
Urban population (% of total)53.39% of total2014WDI
GDP, current prices (U.S. dollars)49,886 USD (millions)2014WEO
GDP based on PPP per capita GDP (Current international dollar)3,718.37 USD 2014WEO
Inflation, end of period consumer prices (Percent change)8.05%2014WEO
Average bank deposit rate12.9%2014IFS
Owner-occupied units26% of total2008Ghana statistical service 2008
Total amount of home mortgage loans outstanding at the end of year in millions of USD:180 USD (millions)2013Bank of Ghana Annual Report
Total amount of home mortgage loans outstanding at the end of year as % of GDP (current).4%2013Bank of Ghana Annual Reports, CAHF Yearbook
Total # of home mortgage loans outstanding at the end of year50,127.4 thousand2009UN Habitat Ghana Country Profile
Typical LTV at origination75%2011UN Habitat Ghana Country Profile
Typical pmt-to-income ratio (HH income)30%2011UN Habitat Ghana Country Profile
Retail funding (deposits/other)primary2013CAHF Yearbook
Wholesale funding: loans from other banks or corporationssecondary2013CAHF Yearbook
Funding through securitization of mortgagestertiary2013CAHF Yearbook
Typical number of days needed for the transfer of title342014WDI