General Assessment

Variable(2015)
Data
Main constraints in the development of the housing finance sector  
New developments that will have a major impact on the sector 
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Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 2010 = 100
Notes: 3 main providers: Commercial Banks, Mauritius Housing Company, Insurance Companies
Notes: 3 main providers: Commercial Banks, Mauritius Housing Company, Insurance Companies
Notes: 3 main providers: Commercial Banks, Mauritius Housing Company, Insurance Companies
Notes: 3 main providers: Commercial Banks, Mauritius Housing Company, Insurance Companies
Notes: 3 main providers: Commercial Banks, Mauritius Housing Company, Insurance Companies
Notes: 3 main providers: Commercial Banks, Mauritius Housing Company, Insurance Companies
Notes: 3 main providers: Commercial Banks, Mauritius Housing Company, Insurance Companies
Notes: 3 main providers: Commercial Banks, Mauritius Housing Company, Insurance Companies
Notes: 90% LTV cap for loans up to Rs 5mm. 80% LTV cap for loans up to Rs 12mm. 70% LTV cap for loans greater than Rs 12mm.
Notes: 90% LTV cap for loans up to Rs 5mm. 80% LTV cap for loans up to Rs 12mm. 70% LTV cap for loans greater than Rs 12mm.
Notes: 90% LTV cap for loans up to Rs 5mm. 80% LTV cap for loans up to Rs 12mm. 70% LTV cap for loans greater than Rs 12mm.
Notes: 90% LTV cap for loans up to Rs 5mm. 80% LTV cap for loans up to Rs 12mm. 70% LTV cap for loans greater than Rs 12mm.
Notes: 90% max LTV for already-built property. Up to 100% financing for residential property construction.
Notes: 90% max LTV for already-built property. Up to 100% financing for residential property construction.
Notes: 90% max LTV for already-built property. Up to 100% financing for residential property construction.
Notes: 90% max LTV for already-built property. Up to 100% financing for residential property construction.
Notes: 90% max LTV for already-built property. Up to 100% financing for residential property construction.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Besides housing loans, MHC provides architectural, technical, legal, insurance services as well as deposit taking and savings schemes.
Notes: Borrowers' Protection Act of 2007
Notes: Borrowers' Protection Act of 2007
Notes: Borrowers' Protection Act of 2007
Notes: Borrowers' Protection Act of 2007
Notes: Borrowers' Protection Act of 2007
Notes: Borrowers' Protection Act of 2007
Notes: Borrowers' Protection Act of 2007
Notes: Borrowers' Protection Act of 2007
Notes: Borrowers' Protection Act of 2007
Notes: Borrowers' Protection Act of 2007
Notes: DTI ratio of a borrower should not exceed 40% when monthly gross income is less than Rs 200,000. 50% for borrowers whose income exceeds that threshold.
Notes: DTI ratio of a borrower should not exceed 40% when monthly gross income is less than Rs 200,000. 50% for borrowers whose income exceeds that threshold.
Notes: DTI ratio of a borrower should not exceed 40% when monthly gross income is less than Rs 200,000. 50% for borrowers whose income exceeds that threshold.
Notes: DTI ratio of a borrower should not exceed 40% when monthly gross income is less than Rs 200,000. 50% for borrowers whose income exceeds that threshold.
Notes: Fees that depend on loan value: 1% handling fee and 0.5% fixed charge fee.
Notes: Fees that depend on loan value: 1% handling fee and 0.5% fixed charge fee.
Notes: Fees that depend on loan value: 1% handling fee and 0.5% fixed charge fee.
Notes: Fees that depend on loan value: 1% handling fee and 0.5% fixed charge fee.
Notes: Fees that depend on loan value: 1% handling fee and 0.5% fixed charge fee.
Notes: Fees that depend on loan value: 1% handling fee and 0.5% fixed charge fee.
Notes: Fixed fees include application fees, doctor's fee, and policy fee.
Notes: Fixed fees include application fees, doctor's fee, and policy fee.
Notes: Fixed fees include application fees, doctor's fee, and policy fee.
Notes: Fixed fees include application fees, doctor's fee, and policy fee.
Notes: Fixed fees include application fees, doctor's fee, and policy fee.
Notes: Fixed fees include application fees, doctor's fee, and policy fee.
Notes: Insurance companies do a small portion of mortgage lending in Mauritius, which can be though of to be funded by loans given to subsidiaries by the parent insurance companies.
Notes: Insurance companies do a small portion of mortgage lending in Mauritius, which can be though of to be funded by loans given to subsidiaries by the parent insurance companies.
Notes: Insurance companies do a small portion of mortgage lending in Mauritius, which can be thought of to be funded by loans given to subsidiaries by the parent insurance companies.
Notes: Insurance companies do a small portion of mortgage lending in Mauritius, which can be thought of to be funded by loans given to subsidiaries by the parent insurance companies.
Notes: Insurance companies do a small portion of mortgage lending in Mauritius, which can be thought of to be funded by loans given to subsidiaries by the parent insurance companies.
Notes: Insurance companies do a small portion of mortgage lending in Mauritius, which can be thought of to be funded by loans given to subsidiaries by the parent insurance companies.
Notes: Insurance companies do a small portion of mortgage lending in Mauritius, which can be thought of to be funded by loans given to subsidiaries by the parent insurance companies.
Notes: Insurance companies do a small portion of mortgage lending in Mauritius, which can be thought of to be funded by loans given to subsidiaries by the parent insurance companies.
Notes: Insurance companies do a small portion of mortgage lending in Mauritius, which can be thought of to be funded by loans given to subsidiaries by the parent insurance companies.
Notes: Mauritius Credit Information Bureau (MCIB) was created in 2005. First designed to gather information only from banks, it has now extended its coverage well beyond the banking sector. There are no private credit bureaus.
Notes: Mauritius Credit Information Bureau (MCIB) was created in 2005. First designed to gather information only from banks, it has now extended its coverage well beyond the banking sector. There are no private credit bureaus.
Notes: Mauritius Credit Information Bureau (MCIB) was created in 2005. First designed to gather information only from banks, it has now extended its coverage well beyond the banking sector. There are no private credit bureaus.
Notes: Mauritius Credit Information Bureau (MCIB) was created in 2005. First designed to gather information only from banks, it has now extended its coverage well beyond the banking sector. There are no private credit bureaus.
Notes: Mauritius Credit Information Bureau (MCIB) was created in 2005. First designed to gather information only from banks, it has now extended its coverage well beyond the banking sector. There are no private credit bureaus.
Notes: Mauritius Credit Information Bureau (MCIB) was created in 2005. First designed to gather information only from banks, it has now extended its coverage well beyond the banking sector. There are no private credit bureaus.
Notes: Mauritius Credit Information Bureau (MCIB) was created in 2005. First designed to gather information only from banks, it has now extended its coverage well beyond the banking sector. There are no private credit bureaus.
Notes: Mauritius Credit Information Bureau (MCIB) was created in 2005. First designed to gather information only from banks, it has now extended its coverage well beyond the banking sector. There are no private credit bureaus.
Notes: Mauritius Credit Information Bureau (MCIB) was created in 2005. First designed to gather information only from banks, it has now extended its coverage well beyond the banking sector. There are no private credit bureaus.
Notes: Mauritius Credit Information Bureau (MCIB) was created in 2005. First designed to gather information only from banks, it has now extended its coverage well beyond the banking sector. There are no private credit bureaus.
Notes: Mauritius Credit Information Bureau (MCIB) was created in 2005. First designed to gather information only from banks, it has now extended its coverage well beyond the banking sector. There are no private credit bureaus.
Notes: Mauritius Credit Information Bureau (MCIB) was created in 2005. First designed to gather information only from banks, it has now extended its coverage well beyond the banking sector. There are no private credit bureaus.
Notes: Most lenders conform to Bank of Mauritius' regulation that DTI does not exceed 40% for those making less than Rs 200,000 a month (roughly USD 65,000 per year).
Notes: Most lenders conform to Bank of Mauritius' regulation that DTI does not exceed 40% for those making less than Rs 200,000 a month (roughly USD 65,000 per year).
Notes: Most lenders conform to Bank of Mauritius' regulation that DTI does not exceed 40% for those making less than Rs 200,000 a month (roughly USD 65,000 per year).
Notes: Most lenders conform to Bank of Mauritius' regulation that DTI does not exceed 40% for those making less than Rs 200,000 a month (roughly USD 65,000 per year).
Notes: Most lenders conform to Bank of Mauritius' regulation that DTI does not exceed 40% for those making less than Rs 200,000 a month (roughly USD 65,000 per year).
Notes: National Percentage
Notes: National Percentage
Notes: New guidelines and macroprudential policies were implemented by the Bank of Mauritius in 2013 which include LTV and DTI regulations.
Notes: New guidelines and macroprudential policies were implemented by the Bank of Mauritius in 2013 which include LTV and DTI regulations.
Notes: New guidelines and macroprudential policies were implemented by the Bank of Mauritius in 2013 which include LTV and DTI regulations.
Notes: New guidelines and macroprudential policies were implemented by the Bank of Mauritius in 2013 which include LTV and DTI regulations.
Notes: Percentage of consolidated mortgage loans outstanding of insurance companies.
Notes: Percentage of consolidated mortgage loans outstanding of insurance companies.
Notes: Percentage of consolidated mortgage loans outstanding of insurance companies.
Notes: Percentage of consolidated mortgage loans outstanding of insurance companies.
Notes: Percentage of consolidated mortgage loans outstanding of insurance companies.
Notes: Percentage of consolidated mortgage loans outstanding of insurance companies.
Notes: Percentage of consolidated mortgage loans outstanding of insurance companies.
Notes: Percentage of housing units without access to piped water.
Notes: Percentage of housing units without access to piped water.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.
Notes: Special saving scheme introduced by Mauritius Housing Company in 1992 in order to encourage citizens' path to homeownership.